Mustang Insurance – What You Need To Know

Mustang Insurance 11 Sep

Mustang Insurance – What You Need To Know

Mustang Insurance – What You Need To Know

The Ford Mustang, one of the most successful cars of all time, is surely a great investment to the owner. Such an investment definitely necessitates a mandatory insurance to protect the owner from loss.

The Ford mustang insurance prices are pretty low and considering the car’s great features it is insignificant. The car sports an excellent design and is perfectly suited for racing. This very fact makes it absolutely essential to insure your mustang, in order to fully exploit the potentials of the car. Generally the insurance group ranges of family cars are less and sports cars are high. Higher the insurance group range, higher is the insurance premium you end up paying.

All mustang insurance for 20 year old, with its rugged appearance and better design is also equipped with the latest in automobile safety features. With dual-stage air bags, traction and stability control, the ford mustang is filled with safety features. This safety factor impacts the Ford mustang insurance rates.

The insurance is however going to prove fruitful. The car is built for racing and is very easy to maneuver. Having insured your car, you can drive freely with the thought that your investment is well protected.

Those who bought the car for its awesome speed are sure to drive swiftly and possibly put the car in risky situations. For such drivers, the insurance will greatly help them compensate for their losses in case of accidents. Also by careful selection of insurance providers, you can earn compensation even for the passengers, say your family members who have accompanied you in your travel during the accident.

It is also not advisable to invest too much of your money in insurance. Some states have death claim amounts as low as $15000 per person.

This is quite affordable money and insurance premium need not be extended.

Mustang History

The birth of the Ford Mustang also saw the birth of the phrase ‘pony car’ which is a term used to describe an American car that is both sporty and affordable. Most Pony cars are epitomized by their inexpensiveness, small compact size and over powered engines.

In the late 1950’s Ford saw sales of its 2 seat Thunderbird decline and in 1958 introduced a new larger 4 seater version which after its introduction in 1958 was incredibly successful.

The competition between Ford and Chevrolet has always been fierce with both large companies trying to appeal to similar markets. This lead to the introduction of the Chevrlet Corvair in 1960 that was the catalyst that forced Ford to create the Thunderbird’s successor which was called the Futura and Futura Sprint. The competition lead the other manufacturer to follow Ford’s example with Plymouth introducing the Valient Signet and Dodge creating the Dart GT and it wasn’t long before Oldsmobile, Pontiac and Buick joined the competition.

All of these cars were a commercial success but some top auto executives including Ford’s Lee Iacocca believe that there was a bigger market that they could capture. They saw that there was a niche market of younger car buys with a disposable income looking to purchase affordable cars with a more sporty image.

Mustang Insurance

This lead to the creation of the Ford Mustang in 1964 which proved to be an enormous success. Ford initially forecasted sales of just a mear 100, 000 but orders totalled 22,000 in the first day alone. By the end of that year sales had reached a staggering 618,812 units.

The Ford Mustang became the car that all the other manufacturers wanted to emulate and lead to the new phrase ‘pony car’ being adopted. The term was first used by Dennis Shattuck who was the editor at Car Life magazine around that time and created it based on the equestrian sounding Ford Mustang.

The Ford Mustang is one of Ford’s oldest running names together with the F-Series and the Falcon which is still in production in Australia. Over the years there have been 5 generations of Mustang with the 1970’s seeing a diversion from the lightweight original Mustang urging fans of the early 1964 design to force Ford to go back to its 1960’s roots.

For more information, you can check out mustangquotes.org

1 Sep

Brake Pad Selection for Your Car

Many people take their brakes and in particular their brake pads for granted on a grand scale. The braking system on your car is a lot more important than any other mechanism or component as it is the brakes themselves that prevent forward momentum and in emergencies will stop you when you need to be stopped.

Brakes in themselves are many individual parts that work together to respond to the actions of the driver so that the vehicle can slow down or stop. A crucial part of these components is the brake pads and without the right ones the stopping distance of any car is severely restricted.

The brake pad itself works by creating a constant friction between the pad and the car’s brake discs. These are commonly recognized as dinner plate sized metal discs that sit within the wheel housing. As the brake is applied by the driver the brake pad is forced against the brake disc and this contact creates enough friction between the two surfaces to apply a slowing momentum on the wheel. The harder the driver presses on the brake pedal and the harder the pad and the disc come together thus creating greater friction and a greater stopping force.

Due to the different specifications of cars and even heavier vehicles such as trucks there is a direct correlation to the type of pad that is required based on the type of vehicle? Brake pads are subjected to massive stresses and strains as they are constantly in use and under pressure to perform. The faster the car is driven or the heavier a vehicle is the greater the strain is on the pad.
So what are the different types of brake pads on the market?

Brake Pad Selection for Your Car

Metallic

These are undoubtedly the most common variety of brake pads and are found on many, many vehicles. A unique blend of different metals creates metallic brake pads and within this mix you will find copper, iron, graphite and steel. After the right mix has been formulated a special bond is used to fuse these metals together to create the metallic brake pad.

Cost is a big factor for the success of these brake pads as they are produced on a mass scale and therefore a cost effective solution for the masses. Metallic brakes are a great conductor of heat and have the durability for stopping almost any type of vehicle. The downside is metallic brakes are so hard they can prematurely wear down other brake components and they are much heavier than other pads and therefore are not an ideal choice for racing or performance cars.

Organic

Once upon a time brake pads were traditionally made from a substance called asbestos. The advantage to using asbestos was the material has the ability to absorb massive amounts of heat without breaking down or malfunctioning. With great friction there comes heat and this material appeared to be an ideal solution to a problem. However due to a serious risk to human health this material was eventually phased out and banned from production altogether. It was the dust that came of the asbestos that posed the greatest threat as when breathed in it creates breathing problems.

The material that makes up organic pads is a natural occurring product such as glass or rubber and therefore doesn’t produce dangerous by products. Another beneficial material for creating organic brakes is a substance called Kevlar which like asbestos absorbs massive quantities of heat but this material doesn’t create dangerous by-products as it breaks down.

The other great advantage for many of these alternative materials is the fact that they are made of softer more pliable substances and therefore they are generally much quieter than the harder materials. So what vehicle would you use organic pads on? Because of their susceptibility to wear they are ideally used on smaller cars as anything that is driven too fast or any vehicle that is too heavy will wear down these materials in no time.

Ceramic

Hold onto your wallet boys as these hawk brake pads is affordable. Of course there is a substantial reason for the cost of these pads as they offer durability, great performance and a lightweight alternative to other brake pads.

Ceramic pads will be more commonly found on performance cars or racing cars as their distinctive advantages are best suited to these performance models.

I have created this article to give a more informed guidance on performance parts and accessories.

In subsequent articles we will take a more in depth view of the many different cars on the road and what brake pads are best suited to them. By the way, if you have any questions about H&R Wheel Spacers, check out this website here: https://www.samsmotorsports.com/

14 Jul

Online Learning – A New Era for Education

Online learning is well-defined as a structured learning activity that uses internet based technology, resources and instructional videos for learning and education. Due to these exceptional features, various students and institutes nowadays find online learning technology as a fastest and simplest way for sharing information and upgrading their knowledge.

What a student mainly value about online courses are its well-planned, organized and flexible program of learning. Nowadays apart from traditional classes, these live online learning classes are well accepted by a huge number of students who deliberately prefer online education for their academic credits.

However, most of the students are not familiar with the method in which these learning classes work. The most important trait of online tuition is the one to one learning. This procedure increases student’s engagement and attention towards the courses and thus helps to give a positive output.

In addition to this, students can get access to their course anytime and from anywhere. Thus, there is no fixed class and fixed schedule for these classes. Students will get the same expert instruction and course content that they ask for. Students needs to have a proper email account and an active chat id so that they can communicate with teacher through chat rooms, forums, e-mail and other electronic submission. Hence, if they have queries they can easily contact their instructor through emails and chats.

Online coaching courses is text-based and also a combination of graphics, text, audio and video. For this kind of courses, students use standard classroom books and printed materials along with online lectures, coursework, and supplementary course contents. The students are provided with a platform where they can take part in discussions, quizzes, conferences and can evaluate their progress through online practice exams.

A perfect educational environment is required to have an effective online learning class. Without a suitable learning environment, no favorable learning outcome is obtained. This kind of learning technology demands a positive approach from students. While pursuing the course students needs to be very active and must concentrate and understand thoroughly the course material that is being taught.

Considering the busy lifestyle and the challenging career growth, we can conclude that for students live online learning is worth mentioning like that of traditional education. However, before enrolling for the courses one should have a detailed understanding of the course structure and register only for the certified course or else it is of no use.

 

5-advantages-of-online-learning-education-without-leaving-home

Advantages of Online Learning

The concept of flexible learning gained momentum a few years back with the introduction of online learning or e-learning. Nowadays, e-learning modules are appropriately designed to deliver quality education through digital media, while offering the students the opportunity of studying at their convenience. Unlike traditional set-up, students no longer need to worry about attending classes on a fixed time. Here, in this article, we have shared a few benefits of learning online.

1. The major benefit of online learning is making education accessible to a broad range of students. It helps students to make the most of it in the available time frame and offers them the opportunity to choose from the course structures according to their needs.

2. Online learning or e-learning courses offer you the convenience of pursuing higher education and professional degrees, even when you are pursuing a full-time job. There is no specific time frame and students can access the course materials 24×7 and from any location.

3. For corporate training services, e-learning modules come as a boon. Online learning has made distance education widely popular. Thus, distance learning schedules are appropriately designed, so that it can effectively fit with work or family schedule.

4. E-learning helps students access the course modules as per their specific needs. Thus, students can get enough exposure in industry-specific learning and, at the same time, get practical hands-in experience in mastering the skills. For a successful e-learning module, the virtual platform should be easily accessible, functional, and easy to use. The key to a successful online training is that the education resources and course work are in tune with the professional schedule of the student. The process helps you achieve better engagement with the online education.

5. One of the major benefits of using an e-learning platform is that the components, such as project work and team exercises, are easily accessible. A range of online tools and applications can facilitate the way to deliver better impact on providing specific education to the students.

According to the experts, the popularity of online learning or e-learning gives way to the development and extensive use of virtual educational environment. The virtual learning environment has opened up a wide range of industry-specific subjects that cater to the students’ diverse career needs. In recent years, corporate organizations consider flexible learning as an ideal way to build up and sharpen employee skill set and knowledge base.

If you want to know how online learning is the Future for Our Children, check out https://www.learningliftoff.com/stem-is-shaping-the-future-for-children/

 

11 Jul

The Advantages of Getting an Online Business Education

Having the right business education like prince2 foundation and practitioner can help you set up your own online business within the shortest time frame. There are a lot of advantages to receiving a business education online. A lot of the advantages include:

i. Internet programs are known to provide flexibility and convenience, these two factors are what traditional brick and mortar cannot offer students. You can easily do your school work at the time that is convenient for you.
ii. The students who receive their business education on the internet are not limited to attending schools located within a particular geographic area. Students can travel to another part of the world and still attend classes without hassles.
iii. Tuition tags that are attached to internet programs are typically lower than the ones for conventional campus based programs.
iv. Receiving a business education online sure makes it makes a lot of sense if you plan on working and earning a degree at the same time. If you have the opportunity to work and school at the same time, you may have the chance of graduating without incurring a huge amount of debt – this is what a lot of graduates face after leaving school. A lot of them will have to work for a couple of years in order to pay off the debt they incurred as students – some people take up to five years to completely pay off loans!
v. There are even special scholarships that are available to individuals who wish to get an online business education. A lot of these scholarships consist of all the regular scholarships that anybody can apply for.
vi. Internet based business programs like ceh certification are known to allow each student to work at his or her own pace, this simply means that online students can get their degrees in less time than the students who attend traditional brick and mortar schools.
vii. A lot of online based program start new classes every couple of weeks; whereas campus based programs typically wait for a new semester before they begin to start enrolling new students.

In order to successfully obtain your business education online, you will have to do the following:

a. You have to be very determined and disciplined too. It is impossible for any student to achieve an online business education if he or she lacks these two attributes.
b. Avoid distractions. Not being able to create boundaries will lead to being distracted by family members, friends, room mates etc.
c. It is also important that you conduct a proper amount of research prior to choosing an online business school to get your education. If you choose an unaccredited online based school, you might end up with a totally useless degree.

Getting the best internet based business education such as ean six sigma green belt will really help you when you finally decide to set up your own business. If you do not have the finances to pay for top rated online schools, you can get e-books and other materials where you can get all the information you need on business education.

 

2 May

Educational Problem Solving

This article introduces the educational solutions module of the world’s most recent personal and professional problem solving site, describing competitive offerings, the customer profile, problem-oriented solutions, target markets, product offerings, and usability features. It concludes that the module is a major contribution to the information superhighway.

Introduction

The aim of this article is to introduce to the world the educational solutions module of the world’s most recent personal and professional problem solving site. The article is addressed to those readers who may have an educational problem bogging them and who may therefore be looking for a way out of their predicament. The reader may be a parent, child, or student.

It is a common fact of life that we all have problems and that we are often frustrated or we tend to lash out because of our inability to find accessible and reliable information about our problems. This specialist site fills this need – as our pragmatic friend for solving our educational problems.

To be of the greatest use to people a problem solving site must combine pragmatic discussions of their personal or professional problem with merchant products that provide more detailed information. Typically, the web site will provide free information in the form of news, articles, and advice, which direct the visitor on what to do to solve her problems. Complementing this, the web site will also provide merchant products which discuss in detail how the visitor can go about resolving her problem. This means that the most effective, visitor-oriented problem-solving site will be an information-packed commercial site – and so is the world’s most recent personal and professional problem solving site and its specialist sites.

The approach that we have adopted below is to describe competitive offerings, the customer profile, problem-oriented solutions, target markets, product offerings, and usability features.

Competitive Offerings

The following are the top educational sites on the Internet, along with their offerings.

US Department of Education. It defines the US education policy and provides information on financial aid, educational research and statistics, grants and contracts, and teaching and learning resources.

Educational Testing Service. It provides a range of test resources.

FunBrain.com. It provides educational games for K-8 kids.

PrimaryGames.com. It provides fun learning tools and games for kids.

GEM. It provides educational resources such as lesson plans and other teaching and learning resources.

Education World. It provides advice on lesson plans, professional development, and technology integration.

NASA Education Enterprise. It provides educational materials and information relating to space exploration.

Spartacus Educational. It is a British online encyclopedia that focuses on historical topics.

Department for Education and Skills. It is a UK government department site that offers information and advice on various educational and skills topics.

Times Educational Supplement. It offers teaching news, teaching & educational resources, and active forums to help UK teachers.
All these sites are useful in the domains that they cover. Their main limitations are as follows:

1. They tend to cover only a very narrow segment of the educational market.
2. They do not take as their starting point the daily educational needs of the typical family.
3. They lack a problem focus; i.e., they do not formulate the typical learning and educational problems that pupils, students, and parents face on a daily basis.
4. As a result of the preceding point, the solutions offered are not as incisive (i.e. as problem-centred) as they could be.
5. They do not offer merchant products that deepen the visitor’s understanding of her problem and of the consequent solutions.

The educational solutions module of the world’s most recent personal and professional problem solving site addresses these problems by targeting a multiplicity of market segments, adopting a customer profile that fits the typical education-pursuing family, considering the specific needs or problems that this family may face, offering incisive (problem-centred) solutions to the various problems, and offering a range of merchant products that deepen the visitor’s appreciation of her problems and of the solutions that are applicable to them.

Customer Profile

The customer profile or target visitor characteristics of the educational solutions module is the same as for all specialist sites of the world’s most recent personal and professional problem solving site. The site has been designed to meet the needs of visitors who have an educational problem bogging them. It is designed for both males and females, even though it is often convenient to refer to just one sex when writing.

This visitor uses search engines to research information about her personal or professional problem, with the intention of finding solutions to it. The visitor is serious about solving her problem and is therefore willing to buy products that help her to achieve her mission, provided that she can find reliable and honest information about relevant products so that she can make an informed decision about which ones to acquire. This information will help her to apply her finances economically, and hence avoid wasting money.

The visitor will want a money-back guarantee so that if a product does not live up to expectations or if she were misled into buying a product she can get a refund. Such a guarantee absolves her of purchase risks.

The visitor is intelligent (without necessarily being a genius), educated (without necessarily being a PhD), computer literate (without necessarily being a computer guru), and money-minded (without necessarily being a freebie hunter or an unemployed person). This of course does not mean that freebie hunters or unemployed persons cannot gain a thing from the site. To the contrary, there is a great deal of free information on the site. Just that it is hard to see how anyone can gain the full benefits of the site without buying products.

The visitor wants high quality information products (usually in digital form) and wants to pay the cheapest price for these (without paying so much emphasis on price that she compromises quality). The visitor also wants free bonus offers that are attached to the purchased goods.

The visitor is self-reliant and can cope on her own by reading, digesting, and applying advice about her problem until she solves it or discovers that she needs help from a professional, at which point her acquired knowledge will help her to reduce her consulting fees. As a result of the knowledge gained, the visitor will be able to assess consultants in order to avoid incompetent or fraudulent ones.

Problem-Centred Solutions

Our free solutions are organised in the form of pragmatic articles that are written by top experts. Each article addresses a specific daily problem, but does not go into detail. It explains the problem and tells the visitor what she must do to solve her problem. However, it does not tell the visitor how she must solve it – this is too much for an article. To find out about the how, the visitor must buy a product (usually an e-book or e-book set) that goes into greater depth.

The set of educational articles that we have chosen, to provide initial solution to a visitor’s problem are as follows:

Signs of a Gifted Child – Informs parents on how to identify whether or not their children are gifted.

Essential Parenting Lessons for Enriching Your Child’s Education – Teaches parents how to enhance their child’s education.

Using Positive Affirmations to Be a Better Student – Teaches students how to use positive affirmations to improve their performance.

They Are Just Afraid of Writing – Teaches writing skills to students

How Can Parents Encourage Their Children to Read? – Shows parents how they can improve their children’s reading skills.

Test Preparation Tutoring – Discusses the topic of tutoring students to prepare for tests or exams.

Test Taking Strategies – Discusses various strategies for taking and passing tests or exams

Playing and Winning the Scholarship Game – Describes how to win scholarships.

How to Get a Scholarship to a UK University – Describes how to win scholarships to a UK university.

Saving Money for College – Instructs students on how they can save money in preparation for college.

Student Loans: When Your Educational Dreams Can’t Compete with the Cost – Explains to students the benefits of a student loan.

Education Loans Can Fund a Higher Degree to Boost Your Career – Also explains to students the benefits of a student loan.

The Secret to US Department of Education Loans – Teaches students how to get a US DoE loan to finance their higher education.

Student Loan Consolidation – Save Money, Pay Less, Spend More – Explains to graduates how to make use of loan consolidation to reduce their student loan repayments.

Higher Education: Finding the Right College for You – Explains to students how to find the right college or university for their higher education studies.

Mobile Learning – An Alternative Worth Considering – Explains the concept of mobile learning and its place in education.

Online Degrees – Is Online Education Right for You? – Analyses the merits of online learning as compared to traditional learning.

An Online College Education Overview – Reviews the whole concept of online learning.

Finding the Right Quotation for Your Paper or Speech Online – Shows writers and speakers how to find the right quotation to use in their writings or speeches.

Collaboration: An Important Leadership Development Skill – Explores the useful concept of collaboration and its role in leadership development.

At the end of each article is a list of merchant products that supplement the article’s content. A link is also included for accessing the educational product catalogue.

Target Markets and Product Offerings

Now let us turn to the target markets and their associated product offerings. We have positioned the segments to address the various needs of a visitor over a period of time, and at any given time a customer may belong to one or more of the market segments. There are three general classes of products offered: ClickBank products, Google products, and eBay products. Google and eBay products are presented on each page of the site. ClickBank products are grouped into product categories that match the target markets. These categories and their markets are as follows.

Children and Parenting. This consists of visitors who want parenting solutions for improving their children’s upbringing. Their needs are met through the Children and Parenting section of the educational product catalogue.

Difficult Admissions. This consists of visitors who want to learn how to get admission into top universities. Their needs are met through the Difficult Admissions section of the educational product catalogue.

Esoteric Needs. This consists of visitors with unusual needs. Their needs are met through the Esoteric Needs section of the educational product catalogue.

Financial Aid. This consists of visitors looking for scholarships, grants, or loans. Their needs are met through the Financial Aid section of the educational product catalogue.

Leadership Skills. This consists of visitors looking to develop their leadership skills. Their needs are met through the Leadership Skills section of the educational product catalogue.

Learning. This consists of visitors who want to improve their learning ability. Their needs are met through the Learning section of the educational product catalogue.

Mental Speed. This consists of visitors who want to explode their mental speed. Their needs are met through the Mental Speed section of the educational product catalogue.

Positive Affirmations. This consists of visitors who want to transform their negative dispositions into a positive mindset in order to improve their performance. Their needs are met through the Positive Affirmations section of the educational product catalogue.

Speaking. This consists of visitors looking to improve their speaking skills. Their needs are met through the Speaking section of the educational product catalogue.

Tests and Exams. This consists of visitors looking to master exam technique. Their needs are met through the Tests and Exams section of the educational product catalogue.

Writing. This consists of visitors looking to improve their writing skills. Their needs are met through the Writing section of the educational product catalogue.

Usability Considerations

Usability has been enhanced to make it easy for the visitor to find solutions to her problem, by following these steps:

1. The first thing the visitor sees are a set of articles whose titles represent the specific problem area they address. The articles are accessed from the Educational Problem Solving menu of the navigation bar to the left of the screen or from the Educational Problem Solving main page. By scanning these articles the visitor can identify whether or not her problem is covered. If not the visitor can check the educational product catalogue through the Product Catalogues menu of the same navigation bar, to see whether a product exists that answers her query. If she finds nothing she knows that her problem is not addressed. She can proceed to the Related Sites pages, which are accessible from the left navigation bar.

2. If the visitor finds an article that addresses her problem then she can begin to explore that; at the end of the article she will find products that discuss her problem more deeply. She can also access the educational product catalogue through an article page.

Conclusion

This article has introduced the educational solutions module of the world’s most recent personal and professional problem solving site. The article has examined competitive offerings, the target customer profile, problem-oriented solutions, target markets, product offerings, and usability considerations. It concludes that the module is a major contribution to the information superhighway.

 

4 Feb

Fatal System Errors in the US Education System

7 Reasons the U.S. Education System Is Failing!

Recently, today actually, I saw a post of a video on Facebook that detailed simple questions posed to university students regarding BASIC social and historic facts, events and the people who govern our country. The results were astounding to say the least! Abject failure and an inability to name or identify ANY of the people, places and events. Let me repeat… NONE.

The formal education system in the U.S. was designed to meet the demands of the industrial revolution by providing basic education to the masses. Pretty simple right? So why is it that we fail to recognize or refuse to acknowledge that the demands are different today? There has not been a calculable redefinition or evolution of the educational system since. This is scary as it will define the failure of our country step-by-step and bit-by-bit until we are reduced to a social collection of ignorance.

Let’s examine the cause and solutions.

1. Closed for Business!

Schools find their existence tied to community standards and financial restraints based on the community support… or lack of. The result is that schools are closing at an alarming rate across the country. The decision to close a school rarely reflects the needs of a community or, more importantly, the needs of the students!

There seems to be less concern for the needs of the communities children’s education than the economic demands of the location of the school or the resources available. Where is the federal government when this happens? Well, they are partially to blame. The government rhetoric details the need for affordable, quality education while they demand that school systems adhere to specific federal mandates that tie the school administration’s hands to comply with political wants. So much for federal support.

2. Two-Gallons of milk in a one-gallon jug!

So, how many kids can you cram into a classroom and still teach effectively? That depends on whether you are looking to teach the children or be a daycare service. I know, pretty harsh but look at the function of schools today. They take your children and house them and feed them for about 6-7 hours a day. Mostly providing them with basic discipline and food that they rarely get a t home! Oh yes, admin it. Teachers are required to discipline your children in a crowded atmosphere where safety is no longer guaranteed and education takes a back seat to providing basic needs that parents are unwilling to, uneducated to or unable to provide. Wait, what about education? Well, there is so little time for that that caring for them takes priority over teaching them.

Secondarily, because of the constraints of federally-mandated guidelines, the children are taught in a cookie-cutter style standard of personality-limiting, creative-minimizing and individually-restrictive processes to get them to their adulthood. Basic education with basic performance that aligns children to basic standards that align with everyone else’s basic needs. Sad because it is done in crowded classrooms where teachers are forced to “teach” more children than one person could attend to. How effective is that?

3. If You Do What You’ve Always Done… You’ll Get What You’ve Always Gotten!

How can we expect our children to excel when their parents are minimally educated. One must understand that this cycle of poor education will produce more poorly educated children who will produce more poorly-educated children and so on and so on. Parents are so busy struggling to make a living today because of a poor economy or a lack of opportunity that there is little time to attend to their children’s education at home let alone at school. Involvement is also critical especially when the parents are minimally educated because they lack the foresight and experience to guide a young person to the right path. The result is a continually-repeated system that fails students and undermines this country’s future. It matters not whether you are poor and struggling to make a living that doesn’t allow for time to teach your kids at home OR whether your well off and struggle to maintain a career that doesn’t allow for time to attend to your kids at home. Either way, the education suffers.

4. Once Stated Always Abated!

I was once told that I was stupid. I was told that I could never learn because I lacked the basic ability to understand or comprehend anything that a normal person was expected to know. Can you imagine? Well, today I am in pursuit of a doctorate in education. Highly educated holding several degrees and formally recognized for my teaching abilities and performance as an educator. So there, take that!

If a child is to be challenged then the child has to recognize their worth and value as an individual. EVERY child is talented and gifted in something and should be recognized for it immediately and consistently. Oh yes, failure happens but that is part of the lesson as well. Individualized learning platforms and initiatives are crucial to the support and future of educational success. The talented and gifted programs require that a child be recognized and advanced because of their special gift instead of the initiative being available to ALL students. I believe that EVERY child has the opportunity to reveal their gift if given the opportunity to allow it to reveal itself. Why limit other children’s opportunity to excel because someone didn’t recognize their talents? Beyond me.

This lack of diversity in basic education is driven by personal prejudices and the nuances of social conformity and economic availability in a school district. Shameful that every student doesn’t have the same opportunity to be recognized for their inevitable contribution to society.

5. There’s a Step to the Prep!

According to the U.S. Bureau of Labor Statistics and the U.S. Education Department, 80% of all high school students graduate and student graduation rates are at an all-time high. This sounds great doesn’t it? Well, no it doesn’t because about 80% of high school seniors cannot pass basic proficiency exams or read at a basic level. The fundamental and core foundation for a successful future lies in their ability to read and comprehend and it is failing miserably. Because of a politically-correct mindset and an unwillingness to admit that we are failing we are passing kids without prejudice. What is the dynamic here? Money, acknowledgment, standards, social constraint?

With fewer than 40% of graduating students able to perform basic reading and math skills, what will their future look like? Poor at best because they are set up for failure and aren’t educated enough to know it. They are not prepared for any part of life let alone future education without the basic skills to learn. It seems a path to socialism.

6. Teacher to Preacher!

With the lack of people who are willing to sacrifice their future for low-paying academic careers there is little to choose from in the way of well-educated teachers. Enter teachers. As student education becomes more technology-supported so must teacher innovation education. A once-proud career, teachers are opting for more industrial careers using their basic educational achievements because it pays more and is less restricting. A lack of qualified teachers translates to a lack of quality education from under qualified teachers. The cultural shift in classrooms demands an academic shift in recognizing and utilizing qualified teachers who must meet higher-level standards before being allowed to teach.

Alas, distance learning take the personalization from the process, individualism from the practice and allows for lesser-educated teachers to perform office-like academics instead of teaching-like practices. Poorly educated teachers who are not held to the highest standards will produce poorly-educated students who will perpetuate the same. Pay teachers better and demand more from them and we will produce quality educated people. There is something askew when ball players make millions and teachers make nothing! Time to rethink this one.

7. Girls Will Be Girls and Boys Will Be Boys!

Or will they? There is a huge nationwide divide in the gender makeup of the student population today in schools. The STEM program is experiencing a narrowing range of student diversity as of recent examinations of student diversity in education. Formerly male student dominated academics and careers are changing to a more female dominated academic showing. Women are now able to perform as well or better than their male counterparts in science, technology engineering and math… previously neglected and they have always had the ability but unrecognized or acknowledged.

A globally competitive market demands equal and qualified individuals to perform and defend the right of opportunity regardless of gender, race, creed or social standing. As we develop our more-diverse communities, so should we develop our academically-driven future with better-educated people… no matter what!

 

11 Jan

Pros And Cons Of Online Education For The World Citizen

More and more young people are choosing non-traditional education to start and advance in their careers while completing and furthering their formal education. “Typical distance learners are those who don’t have access to programs, employees who work during scheduled class hours, homebound individuals, self-motivated individuals who want to take courses for self-knowledge or advancement, or those who are unable or unwilling to attend class” (Charp, 2000, p. 10). Three key elements surround the online learner: technology, curriculum, and instructor (Bedore, Bedore, & Bedore, 1997). These elements must be keenly integrated into one smoothly and operationally functional delivery tool.

While an online method of education can be a highly effective alternative medium of education for the mature, self-disciplined student, it is an inappropriate learning environment for more dependent learners. Online asynchronous education gives students control over their learning experience, and allows for flexibility of study schedules for non traditional students; however, this places a greater responsibility on the student. In order to successfully participate in an online program, student must be well organized, self-motivated, and possess a high degree of time management skills in order to keep up with the pace of the course. For these reasons, online education or e-learning is not appropriate for younger students (i.e. elementary or secondary school age), and other students who are dependent learners and have difficulty
assuming responsibilities required by the online paradigm.

Millions of students use e-learning solutions in over 140 countries: corporations such as Kodak and Toyota and education providers like ExecuTrain, New Horizons, the Enoch Olinga College (ENOCIS), Phoenix University amongst the hundreds of schools and colleges.

Studies have shown student retention to be up to 250% better with online learning than with classroom courses. Several recent ones have helped frame the debate. The Sloan Consortium published a widely distributed report titled “Growing by Degrees: Online Education in the United States in 2005” that examined the growing prevalence of online education across U.S. institutions.

In addition, a study conducted by the Boston-based consulting firm Eduventures found that, while about half of institutions and more than 60 percent of employers generally accept the high quality of online learning, students’ perceptions differ. Only about 33 percent of prospective online students said that they perceive the quality of online education to be “as good as or better than” face-to-face education. Ironically, 36 percent of prospective students surveyed cited concern about employers’ acceptance of online education as a reason for their reluctance to enroll in online courses.

But what actually drives quality? A March 2006 report released by the U.S. Department of Education’s Office of Postsecondary Education identifies six quality indicators: mission, curriculum and instruction, faculty support, student and academic services, planning for sustainability and growth, and evaluation and assessment.

The debate rages on while the Pros and Cons of Online Adult Education for today’s international students are constantly analyzed to determine if this type of education platform can deliver predictable and measurable results.

The Enoch Olinga College (ENOCIS) is one institution which uses this type of delivery system. ENOCIS enhances their learning experience by offering many other “value added”, cost reducing benefits to students. Online pupils can apply for scholarships available to students of excellence and other financial aid programs like the Parent Loan for Undergraduate Students (PLUS), with attractive interest rates. They also provide convenient payment facilities, on line banking, Western Union Quick Collect, bank cards and a student who is granted a loan can start repaying it after two months if they have a corporate guarantor.

Pros of Online Education:

The key advantages of the online education experience are briefly explained below:

1. Cheaper: Online courses may be more affordable than those offered at colleges or trade schools. You may also save on transportation costs like gas, bus passes, and parking permits because you don’t need to commute to school and there are no housing or meals plans to worry about since you do not need to live on or near a college campus. Housing expenses and other costs associated with living expenses are usually the most expensive aspects of a college education, so by taking an online course you could save quite a bit of money.

The best part of online education is the absence of travel and immigration problems. Some students may prefer not to pursue traditional on campus education, as it involves traveling to attend lectures. With online education, an applicant does not need to travel. Courses simply require accessing the internet in order to begin the learning process.

2. More Convenient: By taking courses online, you’re able to decide when you study and for how long. You are also able to schedule your studying around your work or social schedule.

Since you’re not bound to a classroom, you may do your work wherever you have access to a computer and the internet. You’ll be able to set your own pace and decide exactly how fast you want to go over the material.

Take online courses when you need them, not based on some college’s annual or semester schedule. You can learn when you need it (Just-In-Time) A course is as close as a computer with an Internet connection.

3. Flexibility: with no set class times, you decide when to complete your assignments and readings. You set the pace. In some programs, you can even design your own degree plan. The online students can carry out their private or official work, along with the online education. As it provides the convenience of time flexibility, a student can login and logout as per his desire whereas, the traditional education do not provide such flexibility in learning.

Flexibility of online education allows the student control over their studies. They can allot more time in the topics, which they feel comparatively hard and vice versa. The speed of learning depends solely upon the students.

4. Technology: With the help of the scientific technology, students can do their online education at any place. The only mandatory pre-requisite is the availability of computer along with an internet amenity. Side benefits include the learning new technologies and technical skills

5. Availability: distance-learning opportunities have exploded over the past few years, with many accredited and reputable programs.

6. Accessibility: with an online course, you can work on the course just about anywhere you have computer access. Your learning options are not constrained by your geographic location. The new virtual classrooms have created a myriad of learning opportunities for global learning and education center. On line education is a new era experience adapting to the needs of the world citizen.

7. Self-Directed: you set your own pace and schedule, so you control the learning environment.

8. Time Spent in Classroom: now you can take a course on just about any subject without ever having to be in, or travel to, a classroom so you have very little wasted time. Note, however, that some distance-education programs still do have an in-class component and normally to receive a fully accredited US university degree an international student must spend one or two semesters on campus.

9. High Quality Dialog: Within an online asynchronous discussion structure, the learner is able to carefully reflect on each comment from others before responding or moving on to the next item. This structure allows students time to articulate responses with much more depth and forethought than in a traditional face-to-face discussion situation where the participant must analyze the comment of another on the spot and formulate a response or otherwise loose the chance to contribute to the discussion.

10. Student Centered: Within an online discussion, the individual student responds to the course material (lectures and course books, for example) and to comments from other students. Students usually respond to those topics within the broader conversation that most clearly speak to their individual concerns and situations resulting in several smaller conversations taking place simultaneously within the group. While students are expected to read all of their classmates’ contributions, they will become actively engaged only in those parts of the dialog most relevant to their needs. In this way, students take control of their own learning experience and tailor the class discussions to meet their own specific needs. Ideally, students make their own individual contributions to the course while at the same time take away a unique mix of information directly relevant to their needs.

11. Level Playing Field: In the online environment learners retain a considerable level of anonymity. Discriminating factors such as age, dress, physical appearance, disabilities, race and gender are largely absent. Instead, the focus of attention is clearly on the content of the discussion and the individual’s ability to respond and contribute thoughtfully and intelligently to the material at hand.

On line adult education can be more effective and better for certain types of learners (shy, introverted, reflective, language challenged, those that need more time). Distance education courses are often better for people who learn through visual cues and experiential exercises.

12. Synergy: The online format allows for a high level of dynamic interaction between the instructor and students and among the students themselves. Resources and ideas are shared, and continuous synergy will be generated through the learning process as each individual contributes to the course discussions and comments on the work of others. The synergy that exists in the student-centred virtual classroom is one of the unique and vital traits that the online learning format posses..

13. Access to Resources: It is easy to include distinguished guest experts or students from other institutions in an online class as well as allow students to access resources and information anywhere in the world. An instructor can compile a resource section online with links to scholarly articles, institutions, and other materials relevant to the course topic for students to access for research, extension, or in depth analysis of course content material in the global classroom.

14. Creative Teaching: The literature of adult education supports the use of interactive learning environments as contributing to self-direction and critical thinking. Some educators have made great strides in applying these concepts to their on ground teaching. However, many classes still exist which are based on boring lectures and rote memorization of material. The nature of the semi-autonomous and self-directed world of the virtual classroom makes innovative and creative approaches to instruction even more important. In the online environment, the facilitator and student collaborate to create a dynamic learning experience. The occasion of a shift in technology creates the hope that those who move into the new technology will also leave behind bad habits as they adopt this new paradigm of teaching. As educators redesign their course materials to fit the online format, they must reflect on their course objectives and teaching style and find that many of the qualities that make a successful online facilitator are also tremendously effective in the traditional classroom as well.

Cons of Online Education:

Briefly explained are some factors that could negatively affect your success with distance learning courses:

1. The Technology:

a. Equity and Accessibility to Technology: Before any online program can hope to succeed, it must have students who are able to access the online learning environment. Lack of access, whether it be for economical or logistics reasons, will exclude otherwise eligible students from the course. This is a significant issue in rural and lower socioeconomic neighborhoods and educating the underserved peoples of the world. Furthermore, speaking from an administrative point of view, if students cannot afford the technology the institution employs, they are lost as customers. As far as Internet accessibility is concerned, it is not universal, and in some areas of the United States and other countries, Internet access poses a significant cost to the user. Some users pay a fixed monthly rate for their Internet connection, while others are charged for the time they spend online. If the participants’ time online is limited by the amount of Internet access they can afford, then instruction and participation in the online program will not be equitable for all students in the course. This is a limitation of online programs that rely on Internet access. Equity of access to learners of all backgrounds and parts of society

b. Requires New Skills/Technologies: if you’re not computer-savvy or are afraid of change or new technologies, then online education will probably not work for you. The online students are required to learn new skills, such as researching and reviewing the internet. For the online students, they need to learn the techniques of navigation on an online library for necessary information. Technical training and support of learners and instructors

c. Computer Literacy: Both students and facilitators must possess a minimum level of computer knowledge in order to function successfully in an online environment. For example, they must be able to use a variety of search engines and be comfortable navigating on the World Wide Web, as well as be familiar with Newsgroups, FTP procedures and email. If they do not possess these technology tools, they will not succeed in an online program; a student or faculty member who cannot function on the system will drag the entire program down.

d. Limitations of Technology: User friendly and reliable technology is critical to a successful online program. However, even the most sophisticated technology is not 100% reliable. Unfortunately, it is not a question of if the equipment used in an online program will fail, but when. When everything is running smoothly, technology is intended to be low profile and is used as a tool in the learning process. However, breakdowns can occur at any point along the system, for example, the server which hosts the program could crash and cut all participants off from the class; a participant may access the class through a networked computer which could go down; individual PCs can have numerous problems which could limit students’ access; finally, the Internet connection could fail, or the institution hosting the connection could become bogged down with users and either slow down, or fail all together. In situations like these, the technology is neither seamless nor reliable and it can detract from the learning experience.

2. The Institution: Many online education facilities are relatively new with many courses and hence, lack in modern instructors for instructing the new curriculum. Estimates show that there is still a need for an increase of more 50% of qualified instructors for online education.

b. The Administration and Faculty: Some environments are disruptive to the successful implementation of an online program. Administrators and/or faculty members who are uncomfortable with change and working with technology or feel that online programs cannot offer quality education often inhibit the process of implementation. These people represent a considerable weakness in an online program because they can hinder its success.

3. The Facilitator :Lack of Essential Online Qualities: Successful on-ground instruction does not always translate to successful online instruction. If facilitators are not properly trained in online delivery and methodologies, the success of the online program will be compromised. An instructor must be able to communicate well in writing and in the language in which the course is offered. An online program will be weakened if its facilitators are not adequately prepared to function in the virtual classroom.

4. Perceptions/Reputation: while slowly changing as more and more mainstream colleges and universities embrace distance learning, there still is a stigma attached to distance education to the student’s interaction in the online education. Some of the students believe that, there are few opportunities with regards to face-to-face interactions and feedbacks.

5. No Instructor Face Time: If your learning style is one where you like personalized attention from your teachers, then online education will probably not work for you.

6. Little Support: students are expected to find their own resources for completing assignments and exams, which is empowering for some, but daunting for others.

There is little support and limited guidelines provided in online education system. Online students are required to search as per their own imaginations for completing exams and assignments.

7. Lacking Social Interaction: while you often interact with classmates via email, chat rooms, or discussion groups, there are no parties or off line get-togethers.
If you enjoy meeting new people and learn better while you’re interacting with other people, you may want to reconsider online education.

8. No Campus Atmosphere: part of the traditional college experience, of course, is the beauty of the campus, the college spirit, but you have none of that with distance-education courses.

Since you’re not on campus or in classes, you may lack opportunities to meet other students. You will not have many opportunities to interact face-to-face with your professors, so they may not have a real sense of who you are as a person.

9. Making Time: if you are a procrastinator or one of those people who always needs an extra push to complete work, you may have a hard time making time for your online classes. On line learning requires new skills and responsibilities from learners

10. Academic honesty of online students: requires a new mindset to online assessment. Most education experts agree that rote memory testing is not the best measure of learning in any environment and new measurement and evaluation tools are evolving.

11. Types and effectiveness of assessments: The importance of outcomes in online learning cannot be over emphasized. Does the program have measurable results? Are students learning what you say they should be learning? Then there are institutional outputs: course completion rates, job placement rates (if that’s the goal of the institution), graduation rates, student success on third-party tests, and student satisfaction scores.

These factors, both the pros and cons, contribute greatly to making an informed decision about the direction of your career path and how you are going to accomplish your goals: on line, in the classroom or a combination of both.

Institutions and companies that use continuing education to meet their needs also face similar decisions. Institutions that deliver online education are confronted with a series of challenges, including the search for good faculty, use of technology, and provision of adequate student services.

The Sloan Consortium report “Growing by Degrees: Online Education in the United States in 2005” found that 64 percent of chief academic officers and faculty believe that it takes more discipline for a student to succeed in an online course than it does in a face-to-face course.

More and more major business and industry is turning to on line continuing education as a viable and cost effective resource for training its personnel. Hilton Hotel has 380 hotels worldwide and is represented in 66 countries.

When you weigh the benefits and advantages of on line adult continuing education the cost of study and flexibility of scheduling tip the scales of programs like the Enoch Olinga College, Capella and Phoenix University’s distance learning program on line adult continuing education is becoming a world wide respected form of education.

However, as with any situation, there are both pros and cons with the concept of online education and the benefits of the virtual or global classroom. You may want to evaluate both before you decide on an online education program. By examining the advantages and disadvantages, you will be able to make a more informed decision. But, at the end of the day, online learning is independent learning. A lot of structure has been put into online programs, but it still comes down to a learner sitting in front of a computer by him or herself. The knowledge you receive or the benefits it will generate either in development of self esteem or increasing earning capacity will depend sole upon you the student.