Month: September 2018

Mustang Insurance 11 Sep

Mustang Insurance – What You Need To Know

Mustang Insurance – What You Need To Know

The Ford Mustang, one of the most successful cars of all time, is surely a great investment to the owner. Such an investment definitely necessitates a mandatory insurance to protect the owner from loss.

The Ford mustang insurance prices are pretty low and considering the car’s great features it is insignificant. The car sports an excellent design and is perfectly suited for racing. This very fact makes it absolutely essential to insure your mustang, in order to fully exploit the potentials of the car. Generally the insurance group ranges of family cars are less and sports cars are high. Higher the insurance group range, higher is the insurance premium you end up paying.

All mustang insurance for 20 year old, with its rugged appearance and better design is also equipped with the latest in automobile safety features. With dual-stage air bags, traction and stability control, the ford mustang is filled with safety features. This safety factor impacts the Ford mustang insurance rates.

The insurance is however going to prove fruitful. The car is built for racing and is very easy to maneuver. Having insured your car, you can drive freely with the thought that your investment is well protected.

Those who bought the car for its awesome speed are sure to drive swiftly and possibly put the car in risky situations. For such drivers, the insurance will greatly help them compensate for their losses in case of accidents. Also by careful selection of insurance providers, you can earn compensation even for the passengers, say your family members who have accompanied you in your travel during the accident.

It is also not advisable to invest too much of your money in insurance. Some states have death claim amounts as low as $15000 per person.

This is quite affordable money and insurance premium need not be extended.

Mustang History

The birth of the Ford Mustang also saw the birth of the phrase ‘pony car’ which is a term used to describe an American car that is both sporty and affordable. Most Pony cars are epitomized by their inexpensiveness, small compact size and over powered engines.

In the late 1950’s Ford saw sales of its 2 seat Thunderbird decline and in 1958 introduced a new larger 4 seater version which after its introduction in 1958 was incredibly successful.

The competition between Ford and Chevrolet has always been fierce with both large companies trying to appeal to similar markets. This lead to the introduction of the Chevrlet Corvair in 1960 that was the catalyst that forced Ford to create the Thunderbird’s successor which was called the Futura and Futura Sprint. The competition lead the other manufacturer to follow Ford’s example with Plymouth introducing the Valient Signet and Dodge creating the Dart GT and it wasn’t long before Oldsmobile, Pontiac and Buick joined the competition.

All of these cars were a commercial success but some top auto executives including Ford’s Lee Iacocca believe that there was a bigger market that they could capture. They saw that there was a niche market of younger car buys with a disposable income looking to purchase affordable cars with a more sporty image.

Mustang Insurance

This lead to the creation of the Ford Mustang in 1964 which proved to be an enormous success. Ford initially forecasted sales of just a mear 100, 000 but orders totalled 22,000 in the first day alone. By the end of that year sales had reached a staggering 618,812 units.

The Ford Mustang became the car that all the other manufacturers wanted to emulate and lead to the new phrase ‘pony car’ being adopted. The term was first used by Dennis Shattuck who was the editor at Car Life magazine around that time and created it based on the equestrian sounding Ford Mustang.

The Ford Mustang is one of Ford’s oldest running names together with the F-Series and the Falcon which is still in production in Australia. Over the years there have been 5 generations of Mustang with the 1970’s seeing a diversion from the lightweight original Mustang urging fans of the early 1964 design to force Ford to go back to its 1960’s roots.

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1 Sep

Brake Pad Selection for Your Car

Many people take their brakes and in particular their brake pads for granted on a grand scale. The braking system on your car is a lot more important than any other mechanism or component as it is the brakes themselves that prevent forward momentum and in emergencies will stop you when you need to be stopped.

Brakes in themselves are many individual parts that work together to respond to the actions of the driver so that the vehicle can slow down or stop. A crucial part of these components is the brake pads and without the right ones the stopping distance of any car is severely restricted.

The brake pad itself works by creating a constant friction between the pad and the car’s brake discs. These are commonly recognized as dinner plate sized metal discs that sit within the wheel housing. As the brake is applied by the driver the brake pad is forced against the brake disc and this contact creates enough friction between the two surfaces to apply a slowing momentum on the wheel. The harder the driver presses on the brake pedal and the harder the pad and the disc come together thus creating greater friction and a greater stopping force.

Due to the different specifications of cars and even heavier vehicles such as trucks there is a direct correlation to the type of pad that is required based on the type of vehicle? Brake pads are subjected to massive stresses and strains as they are constantly in use and under pressure to perform. The faster the car is driven or the heavier a vehicle is the greater the strain is on the pad.
So what are the different types of brake pads on the market?

Brake Pad Selection for Your Car


These are undoubtedly the most common variety of brake pads and are found on many, many vehicles. A unique blend of different metals creates metallic brake pads and within this mix you will find copper, iron, graphite and steel. After the right mix has been formulated a special bond is used to fuse these metals together to create the metallic brake pad.

Cost is a big factor for the success of these brake pads as they are produced on a mass scale and therefore a cost effective solution for the masses. Metallic brakes are a great conductor of heat and have the durability for stopping almost any type of vehicle. The downside is metallic brakes are so hard they can prematurely wear down other brake components and they are much heavier than other pads and therefore are not an ideal choice for racing or performance cars.


Once upon a time brake pads were traditionally made from a substance called asbestos. The advantage to using asbestos was the material has the ability to absorb massive amounts of heat without breaking down or malfunctioning. With great friction there comes heat and this material appeared to be an ideal solution to a problem. However due to a serious risk to human health this material was eventually phased out and banned from production altogether. It was the dust that came of the asbestos that posed the greatest threat as when breathed in it creates breathing problems.

The material that makes up organic pads is a natural occurring product such as glass or rubber and therefore doesn’t produce dangerous by products. Another beneficial material for creating organic brakes is a substance called Kevlar which like asbestos absorbs massive quantities of heat but this material doesn’t create dangerous by-products as it breaks down.

The other great advantage for many of these alternative materials is the fact that they are made of softer more pliable substances and therefore they are generally much quieter than the harder materials. So what vehicle would you use organic pads on? Because of their susceptibility to wear they are ideally used on smaller cars as anything that is driven too fast or any vehicle that is too heavy will wear down these materials in no time.


Hold onto your wallet boys as theseĀ hawk brake pads is affordable. Of course there is a substantial reason for the cost of these pads as they offer durability, great performance and a lightweight alternative to other brake pads.

Ceramic pads will be more commonly found on performance cars or racing cars as their distinctive advantages are best suited to these performance models.

I have created this article to give a more informed guidance on performance parts and accessories.

In subsequent articles we will take a more in depth view of the many different cars on the road and what brake pads are best suited to them. By the way, if you have any questions about H&R Wheel Spacers, check out this website here: